Housing is a National priority.We have made our home loan processes simple and transparent.It's that sense of freedom people feel with their own homes that inspires us to do better.


Housing is a national priority. Housing loan is the sum of money borrowed from a financial institution or bank to purchase the home.LIC housing loan provides simple interest rate for buying home. Home loan today became a specialized and institutional activity towards the goal of bridging the gap between demand and supply. You generally take a home loan for either buying a home/flat or a plot of land for the construction of a house. Your lender will use your home as security and you completely own the home after you repay the loan in full. LIC's contribution to the field of home loan development has been substantial. Due to heavy work arising on account of a wide range of activities, LIC could not manage the housing finance effectively in achieving the targets.


  • Attractive Interest Rates
  • Tenor up to 30 years
  • Monthly Reducing Balance
  • Simple Documentation
  • Maximum Funding 85 % (up to 20 lac) & 80 % (above 20 lac)
  • Fees on prepayment : Nil
LIC Housing